NewDay USA - Homeowner Learning Center
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Table of Contents
Table of Contents
Refine
Go Paperless
LOG IN OR REGISTER
Contact Us
Newly Closed Loans
Payments and Payoffs
Online Access
Year-End Statements
Escrow, Tax & Insurance
Escrow Statement FAQs
Disaster Claims & Assistance
Financial Hardship
Get a New Loan or Refinance
Home
Glossary
Go Paperless
E-Delivery Options
How to Enroll
Accessing Statements Online
Intro
LOG IN OR REGISTER
Contact Us
Newly Closed Loans
Payments and Payoffs
Online Access
Year-End Statements
Year-End Statement Basics
Receiving My Statement
Accessing Statements Online
Tax Deductions
Who to Contact
Escrow, Tax & Insurance
Escrow Basics
Homeowners (Hazard) Insurance
Home Insurance Claims
Property Taxes
Mortgagee Clause (Homeowners Insurance)
Escrow Statement FAQs
Disaster Claims & Assistance
Financial Hardship
We're Here to Support You
Mortgage Assistance Options
How to Request Mortgage Assistance
Additional Resources
Gracefully Exiting Your Loan
Get a New Loan or Refinance
Popular Articles
Mail a Payment
Last Updated: 09/16/2026
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Contact Us
Questions about how and where to make payments? Check out Ways to Pay for a variety of options online, by phone, and by mail. Mail a Payment: PO Box 660217 Dallas, TX 75266-0217 Overnight & Payoff Funds: 10800 E Geddes Ave, Suite 100 En...
Escrow Basics
Last Updated: 09/16/2026
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Escrow Statement FAQs
What is an escrow account? Think of it like a savings account dedicated to the tax and/or insurance expenses required for your property—and as your loan servicer, we help you manage it. Depending on the terms of your mortgage, your escrow account m...
Property Taxes
Last Updated: 09/03/2026
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Contact Us
Property Taxes – Escrow If you have an escrow account set up to pay your property taxes and receive a bill from your taxing authority, please send a tax copy at your earliest convenience: Property Taxes – Non-Escrow If you do not have an es...
Disaster Assistance
Last Updated: 09/16/2026
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Disaster Claims & Assistance
I am having trouble making mortgage payments due to a disaster. What can I do? If a recent disaster has affected your ability to conduct normal financial business, we understand this may result in late or missed mortgage payments. We are here t...
Video: Understanding Your Escrow Statement
Last Updated: 09/16/2026
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Escrow Statement FAQs
We review your escrow activity at least annually to help ensure your account has enough funds to cover your property tax and/or insurance expenses, which can change from year to year. After each review, we send an Escrow Account Disclosure ...
Paperless Statements
Last Updated: 09/16/2026
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Payments and Payoffs
Can I opt out of receiving copies of statements in the mail? Yes! Go paperless by opting in for electronic account and/or year-end statements. Once you are enrolled, we’ll send you an email each time a statement is ready to view online. You will ...
Mortgagee Clause (Homeowners Insurance)
Last Updated: 08/14/2026
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Escrow, Tax & Insurance
What is the mortgagee clause? If you're changing home insurance companies, you'll need to provide our mortgagee clause for your new policy. This lets your insurance provider know where to send premium notices, bills, and claim information/funds...
Other Correspondence
Last Updated: 01/22/2025
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Contact Us
Other Correspondence PO Box 4638 Englewood, CO 80155 Designated Address for Notices of Error & Information Requests PO Box 3398 Englewood, CO 80155
Surplus
Last Updated: 09/16/2026
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Escrow Statement FAQs
What is an escrow surplus? All escrow accounts have a minimum required balance, which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is mor...
Shortage
Last Updated: 09/16/2026
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Escrow Statement FAQs
What is an escrow shortage? All escrow accounts have a minimum required balance , which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is e...
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