NewDay USA - Homeowner Learning Center
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Table of Contents
Table of Contents
Refine
LOG IN OR REGISTER
Contact Us
Newly Closed Loans
Payments and Payoffs
Online Access
Year-End Statements
Escrow, Tax & Insurance
Escrow Statement FAQs
Disaster Claims & Assistance
Financial Hardship
Get a New Loan or Refinance
Go Paperless *NEW Options!*
Home
Glossary
LOG IN OR REGISTER
Contact Us
Newly Closed Loans
Payments and Payoffs
Online Access
Year-End Statements
Year-End Statement Basics
Receiving My Statement
Accessing Statements Online
Tax Deductions
Who to Contact
Escrow, Tax & Insurance
Escrow Basics
Homeowner's/Hazard Insurance
Claims
Property Taxes
Escrow Statement FAQs
Disaster Claims & Assistance
Financial Hardship
We're Here to Support You
Mortgage Assistance Options
How to Request Mortgage Assistance
Additional Resources
Gracefully Exiting Your Loan
Get a New Loan or Refinance
Go Paperless *NEW Options!*
Popular Articles
Gracefully Exiting Your Loan
Last Updated: 03/12/2026
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Financial Hardship
If you foresee there isn’t a financially feasible way to keep your home, here are more options for you to avoid the foreclosure process. Traditional Sale: Work with a real estate agent to s ell your home ...
How to Register Online
Last Updated: 01/21/2025
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Online Access
How can I access my mortgage online? Registering online is quick and easy. Here's how: Click LOGIN above or in the sidebar. Click Register Your Account . Enter your last name, SSN or EIN/TIN, date of birth, and email address (all fields a...
Tax Deductions
Last Updated: 03/12/2026
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Year-End Statements
How can my Form 1098 help with tax deductions? This statement reports the total mortgage interest paid on your loan during the year. Generally, homeowners may be able to deduct mortgage interest from their taxes owed to the IRS. For information...
Budget Drafts (Biweekly)
Last Updated: 03/12/2026
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Payments and Payoffs
Can I split my monthly payment into two payments? Yes, by enrolling for Budget Drafts , you can schedule automatic recurring ACH drafts from your checking or savings account every 14 days. Once enrolled, half of your monthly mortgage payment will...
Receiving My Statement
Last Updated: 11/13/2025
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Year-End Statements
When and how will I receive my year-end statement? Year-end statements are sent by January 31 each year. If you enroll for electronic year-end statements by December 31, we will notify you by email when your statement is available online to view,...
Why Go Digital?
Last Updated: 03/12/2026
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Online Access
Setting up your account online lets you manage your mortgage your way—anytime, anywhere. Our secure and easy-to-use website will help you: View your loan details such as balance, payoff date, interest, taxes, and more Quickly make or schedule on...
Change in Your Mortgage Payment
Last Updated: 03/12/2026
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Escrow Statement FAQs
Why did my payment change? When your taxes and/or insurance bills change from year to year, it may be necessary to adjust the amount you are paying into your escrow account, too. Reasons your expenses changed may include: Insurance: Changes...
Mail a Payment
Last Updated: 03/12/2026
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Contact Us
Questions about how and where to make payments? Check out Ways to Pay for a variety of options online, by phone, and by mail. Mail a Payment: PO Box 660217 Dallas, TX 75266-0217 Overnight & Payoff Funds: 10800 E Geddes Ave, Suite 100 En...
How to Enroll
Last Updated: 09/16/2025
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Go Paperless *NEW Options!*
You can enroll online in a few quick clicks! Here's how: Log into our website or app. Go to Documents and click Manage Delivery Preferences . Next to Escrow statements plus other routine servicing communications, check the Email box and...
Accessing Statements Online
Last Updated: 09/16/2025
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Go Paperless *NEW Options!*
Here's how to find statements and other select communications on our website and app: Log in Go to Documents Click or tap the type of document you're looking for (e.g., Taxes or Escrow) to see the statements available Click or tap the link ...
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