Popular Articles

31. Budget Drafts (Biweekly)

    Last Updated: 04/26/2025 in Payments and Payoffs
    Can I split my monthly payment into two payments?  Yes, by enrolling for Budget Drafts , you can schedule automatic recurring ACH drafts from your checking or savings account every 14 days. Once enrolled, half of your monthly mortgage payment will...

32. How to Register Online

    Last Updated: 01/21/2025 in Online Access
    How can I access my mortgage online? Registering online is quick and easy. Here's how: Click LOGIN above or in the sidebar.  Click Register Your Account . Enter your last name, SSN or EIN/TIN, date of birth, and email address (all fields a...

33. Tax Deductions

    Last Updated: 04/26/2025 in Year-End Statements
    How can my Form 1098 help with tax deductions? This statement reports the total mortgage interest paid on your loan during the year. Generally, homeowners may be able to deduct mortgage interest from their taxes owed to the IRS. For information...

34. Additional Resources

    Last Updated: 04/26/2025 in Financial Hardship
    COVID-19 Resources   If you have a hardship  related to COVID-19 ,   visit the  CFPB’s mortgage and housing assistance portal .   Homeowner Assistance Fund (HAF) in the  U.S Department of the Treasury   and  Nati...

35. User Terms

    Last Updated: 01/15/2025 in Disclosures -- Accessible to customers
    Subservicing Notice: Cornerstone Servicing, a division of Cornerstone Capital Bank, SSB,  has an agreement with    to provide the day-to-day servicing of your loan. These terms apply to your use of the Cornerstone Capital Bank, SS...

36. Gracefully Exiting Your Loan

    Last Updated: 04/26/2025 in Financial Hardship
    If you  foresee there  isn’t  a financially  feasible  way  to keep your home, here are more options  for you to  avoid  the foreclosure process.   Traditional Sale:   Work with a real estate agent to  s ell your home ...

37. Get Support

    Last Updated: 01/07/2025 in Contact Us
    We’re just a call or click away! Any time you have questions or need help, we’re happy to serve you! Here are a few ways to reach us:  Are you having trouble making payments? As your mortgage partner, we are here to help if you are facin...

38. Receiving My Statement

    Last Updated: 04/26/2025 in Year-End Statements
    When and how will I receive my year-end statement? Year-end statements are sent by January 31 each year. If you enroll for electronic year-end statements by December 27, 2024, we will notify you by email when your statement is available online ...

39. Paperless Statements

    Last Updated: 04/26/2025 in Payments and Payoffs
    Can I opt out of receiving copies of statements in the mail? Yes! Go paperless by opting in for electronic account and/or year-end statements. Once you are enrolled, we’ll send you an email each time a statement is ready to view online. You will ...

40. Other Correspondence

    Last Updated: 01/22/2025 in Contact Us
    Other Correspondence PO Box 4638 Englewood, CO 80155 Designated Address for Notices of Error & Information Requests PO Box 3398 Englewood, CO 80155

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